Top 10 Best Adult Payment Processors for Your Porn Site

If you are starting off an adult business, you will need to adopt an online payment system. Setting up payments is not so easy in the adult world.

You can’t just adopt a simple payment process. Since it is a trickier business we should carefully consider the adult payment options.

Unlike other online businesses, setting up adult payments is not so easy.

Two of the biggest debit and credit card companies in the world: Visa and MasterCard both qualify adult transactions as high risk.

PayPal and Stripe

Facilitationg payments and transactions seems to be the great success story of PayPal. PayPal positions itself as the go-to for online transactions. Another, platform for transactions is Stripe, but we all agree that PayPal has an edge over Stripe. However, PayPal and Stripe both don’t support adult websites. Adult industry deals with high risk merchant accounts.

PaySimple

PaySimple is a service that can be used with pretty much any site and it doesn’t prohibit adult sales. PaySimple is simply great in support and service department. Categorically, the support staff has shown signs of improvement. Aggregate accounts are supported by PayPal, on the other hand dedicated merchant accounts are supported for adult businesses.

The offering includes: Paysimple Enterprise plan and BookSimple plan. The book simple plan is free. For high volume merchants pay simple enterprise is required. Their online reporting tool is simply great. Paysimple offers a comprehensive payment solution.

If you don’t deal with your customers properly you will have a hard time in business. Paysimple includes effortless tracking and storing of customer information. Seamless integrating of Paysimple with accounting, CRM and other software are on the store. Merchants should not be encouraging any penalty. Pay simple account was set up with early termination penalty.

CCBill

Many payment processors have come and gone but CCBill has been at the top of adult payments for years. CCBill rates as a good payment processor for high risk transactions. One of the oldest and most respected in the industry, CCBill has been on the online payment game for more 15 years. There’s a yearly maintainance fee if you use Visa, but not for MasterCard.

Pros

• CCBill allows consumers the option of storing payment method
• Some big companies use CCBill (DatingFactory, Phoenix Nap)
• It’s fast, easy and secure, to create an account on CCBIll click on their HomePage: Create CCBill button
• It also accepts gift cards

Epoch

Another veteran of the adult scene Epoch, it accepts PayPal, but it has a high number of regulations about the content.

Pros

• Also accepts PayPal as a payment option, so this definitely opens up for more customers.

Cons

• Has a high number of policies regarding content
• Epoch has a customer rating of 1.4 from 80 reviews on site jabber. Epoch ranks 15th among billing sites
• A lot of customers consider this company a scam
• Customer services is made of scammers
• They take you money even if you are unsubscribed
• They will use you card for unauthorized transactions
• People have been charged for things they did not purchase
• Double billing for the same subscription

Zombaio

If funds are an issue, Zombaio is worth to try. It’s cheap. Zombaio offers reliable service.

Pros

• Low cost compared to other adult payment gateways
• Easy to use interface
• They don’t keep a great deal of you money

Cons

• It isn’t integrated anymore with porn
• They always pay late
• They never have an answer of why you money is late

UPDATE: Zombaio recently filed for bankruptcy

Verotel

Support might be a bit sporty, but otherwise it is a good spot to go. If you are based in Europe instead of United States you may want to give Verotel a try. They are very open and flexible to all sites and content types.

Pros

• It supports 50,000 high risk webmasters
• Its solution is compatible with companies of any size
• It accepts all major global cards
• Flex pay allows merchants to send any amount

Cons

• Poor customer service
• payment issues

eMerchantPay

The customer support is excellent. It’s another fairly old players in the adult payment gateways, it works since 2002. The customer support is excellent. It also supports many alternative payment options.

Pros

• Robust payment processing technology

CCNetPay

They have a separate section for adult payment. However, there is a limited number of countries they naively create accounts for. You can incorporate the payment processing in one of their listed countries with their help. CCNetPay is another great payment processor if you are based in Europe. They have a separate section for adult payment.

Mobius Payments

It proudly proclaims its specialization in high risk payment processing. Since its been in the business for over a decade their support is very good. It’s one of the truly global options available. Based out of California, is offers payment support in US, Europe and Asia.

Durango Merchant Services

Named after Durange Colorado it is a payment processor which has found success in adult and not-adult transactions. Also it specialized on online businesses that sells adult products, it also supports sites in the webcam niche.

Payline Data

It’s a fairy new adult payment gateway. It specializes on websites which sell sex toys, however it doesn’t provide services for anything as closely related to escort services. You should be able to get customizable packages according to the service you provide, so it’s definitely worth a try. It also supports sites which sell pics and cam sites.

SegPay

SegPay has a 1.7 review score in site jabber. Most customers mention credit card and support problems as disadvantages of SegPay.

Pros

• Easy to use and intuitive

Cons

• Bad customer support: they treat like some sort of parasites like they are trying to get rid of you. You have to wait 48 hours for their customer support.
• Even when the webmaster tells “refund this person” they make you wait for another 48 hours.
• Some customers have claimed that they send them a bill for a website they had never heard. The customer had not made the order even that their email and name were on the bill.

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